Texas Farm Bureau Insurance
Get the right insurance coverage for your home and your lifestyle by contacting your insurance agent. Since 1952, Texas Farm Bureau Insurance has been dedicated to protecting our members’ needs from the inside out, so they can enjoy every moment — the big, the small and the every day.
Our mission is to help our policyholders manage the financial risks of everyday life and successfully recover from any insured loss through prompt, professional and personal service based on a high level of ethical standards and fairness. For us, it's about getting you the right coverage for the right price.
- Dwelling (home) Insurance – Coverage for damage to the home/structure itself and other structures.
- Personal Property Insurance – Coverage for the things inside your home.
- Liability Insurance – Protects you against expenses resulting from someone getting hurt in your home or on your property.
- Loss of Use Insurance – Covers the extra cost of living somewhere else while your home is uninhabitable.
- Tenant's (Renter's) Plan - Think of this plan as the homeowner's plan minus the Dwelling and Other Structures coverage. This policy includes Personal Property, Liability and Loss of Use protection.
- Dwelling (Landlord's) Plan - This plan covers damage done to the structure/residence only. It does not cover what's inside, and it does not contain Liability protection.
Do I need to wait until my policy is up for renewal to switch insurance companies?
No. You can switch mid-policy term without affecting your escrow and be reimbursed the prorated premium for the months you've already paid. An agent can help you with this process.
How do I weigh deductible vs. coverage costs?
Consider your risk. If you have never submitted a claim, you might think about choosing a higher deductible to save money on the premium. On the flip side, if you live in a storm-prone area, you may want to consider paying a higher premium to have a lower deductible.
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